The Basics
Health insurance, in this modern world of cancer,
heart disease, AIDS, diabetes, asthma, ageing and
other diseases and afflictions, it is essential to
have some sort of health insurance.
There are many levels of health insurance c
Getting the Most Benefit From Your Policy
The key to getting the most benefit from your health
insurance policy is knowing your policy coverage.
Many people don?t actually read the policy for the
policy plan book; they may not be aware that t
What Happens When I Retire?
Health insurance considerations weigh heavily on the
minds of people wanting to retire before Medicare
coverage kicks in at age 65. Many people put off
retirement simply because the cost of an individual
health insu
The Importance of Keeping Good Files
As in everything that involves money, it is important
to keep good records of your medical expenses for many
reasons.
Keeping track of deductibles, especially for a family,
can be time consuming, but is a
What if I leave my job?
The Consolidated Omnibus Budget Reconciliation Act
(COBRA), a law created in 1986, gives workers (and
members of their family) who lose their health
insurance benefits the right continue their group
health insurance for
Disability Coverage
Disability insurance policies are designed to pay part
of your wages should you be injured in an accident or
are unable to work because of illness. Here are two
types of policies available: long-term disability and
short-te
For College Students
The tuition arrangements are set up; the dorm room is
assigned and your son or daughter is headed off to
college in the fall. In all of the confusion of the
paperwork, deadlines and financial arrangements did
you remember
Medicare
Medicare is a governmental program which provides
medical insurance coverage for retired persons over
age 65 or for others who meet certain medical
conditions, such as having a disability.
Medicare was signed into legislation in 196
Health Savings Accounts
If you are considering changing your health insurance
policy, you should be aware of the alternative of a
Health Savings Account (HCA).
Health Savings Accounts started to become available
(and legal) in 2004, allowing
Prescription Insurance Policies
Some health insurance policies do not provide for
prescription coverage and a separate policy must be
purchased for prescription medications.
This is an area where it pays to do some homework and
research and